Travel Insurance


Packing Smart

  • Choose outfits in which you can mix & match and wear individual items more than once. This will save you from packing multiple articles of clothing.
  • Check to see if your accommodations have a laundry facility or services. The option of doing laundry mid-way through the trip allows you to pack half the amount.
  • Research your trip; consult the weather channel and know the activities you will be participating in during your trip.
  • Start by packing your bag with shoes first. They are known to take up the most space in a suitcase. Coordinate several outfits to utilize the same shoes.
  • Fold your clothes in reverse order to maximize the space. Also, rolling your garments is known to be the best solution to get the most space out of your luggage.
  • Purchase travel-size toiletries. This will not only save room in your bags, but is necessary if part of your carry-on luggage. Using the hotel provided toiletries or packing samples (perfume, shampoo/conditioner, etc.) is another space-saving option. Even better – purchase your favorite brands in travel sizes at your destination and eliminate the need to pack them.
  • If you are filling a travel-size container with shampoo – only fill ¾ of the way full. This allows room for pressure during the flight and saves you from cleaning up a mess. In addition, make sure to pack all toiletries in a zip lock bag.
  • Pack any medication in your carry-on luggage so you aren’t stranded without them if your checked baggage is unexpectedly delayed or lost. Keep medicines in their original, labeled containers. Bring copies of your prescriptions and the generic names for the drugs.
  • Leave your valuables behind. If you don’t want to chance losing it, it isn’t worth taking on your trip.
  • Include an extra set of clothing in your carry-on luggage if needed for an unexpected baggage delay, etc.
  • Tie a brightly colored ribbon of the same color to each piece of your luggage to easily identify them at baggage claim.

Travel Safety

  • Choose a hotel in a well-lit, busy area such as a downtown or residential area. Hotels in business districts or on the 'out-skirts' may be less-expensive, but can be less protected for tourists.
  • Keep your hotel door locked at all times and leave any money or valuables in the hotel safe – do not leave them unattended in your room while you’re out.
  • Keep a low profile. Don’t spotlight yourself as a tourist, most thieves find tourists are venerable targets.
  • Use a money belt instead of a purse.
  • Beware of scams and don’t be the target of a fake company. Book your travel excursions and activities through a travel agent or the hotel, versus on your own using the internet.

International Travel

  • Know if your medical insurance fully protects you when traveling abroad. Call your insurance company and ask if your policy covers for emergency expenses such as medical evacuation.
  • Register your name with the local US Embassy.
  • Make sure you have a signed, valid passport, and a visa, if required, and fill in the emergency information page of your passport.
  • Leave a photocopy of your passport and itinerary with someone at home. Should this be lost or stolen, it may be sent to you to avoid delays returning back home.
  • Familiarize yourself with your destination and ensure you understand the 'lay of the land' – understand their culture, laws and needed vaccinations.
  • Do not leave unattended luggage in public areas and do not accept packages from strangers.
  • Do not bring excessive amounts of cash while site seeing. Leave what you don’t need behind in a hotel safe, not in your room unattended.

Traveling with Children

  • Choose a flight time that coordinates with possible nap times.
  • Talk to your children about what to expect – long flights, different cuisines and culture - based upon your destination. Educate them prior to arriving and perhaps build this in to the travel time, it will keep them interested and engaged in your family time together.
  • Baby formula / breast milk, juice, food and children’s medications are allowed to exceed the 3 oz requirement. Quantity must be reasonable and may be tested for explosives. Try to pack only what you need for travel and purchase additional food and formula upon arriving at your destination.
  • Have each child pack a special bag of toys or consider purchasing a few new items to have as a surprise on the trip.
  • Keep children busy and excited. Color major landmarks of the destination while waiting for a connecting flight or draw pictures of what they would like to do while on vacation.
  • Try to eat meals at your regularly scheduled times and ensure children get enough sleep. Keeping some consistency in routine and being well-rested will lead to a smoother trip.

Staying Healthy

  • Visit your local physician before departing. Ensure you are up to date with all immunizations and check if any are needed for travel to your specific destination. Talk over any concerns if you are sensitive to altitude, humidity, etc.
  • Always have a travel size anti-bacterial gel handy and wash your hands often. Airports, bus stations, etc are known for their germs.
  • Get plenty of sleep and eat healthy. Vacations can be over-stimulating and the enjoyment can be lost if not feeling well.
  • Practice good judgment and eat at trustworthy locations; request bottled water if necessary.
  • Know your physical limits. Activities outside of normal routines can mean added strain to your body. A change in diet by sampling new and different foods or being in a different climate can also affect your health.

Your Luggage is Protected

Protecting your trip investment is the number one priority for travel insurance. Travelex takes it a step further by not only offering protection from trip cancellations and medical emergencies, but also looking after your personal belongings. Our trip insurance offers reimbursement for lost, damaged or stolen luggage and belongings. We also provide you with assistance in replacing lost prescriptions, passports or important documentation you need while away.

Trip Cancellation and Interruption Travel Coverage

Sometimes cancelling a trip is inevitable. Accidents, injuries, loss of employment, sickness or even death of a loved one are all things that might keep you home. Travelex Travel Insurance will cover you for cancelling do to a multitude of reasons. We even have Cancel For Any Reason coverage that can be made available for travelers whose status might be questionable. Our comprehensive travel insurance anticipates the needs of our customers to help them build their plan and protect their travel investment.

Emergency Medical Services

Does your medical insurance cover you while traveling abroad? All Travelex plans offer reimbursement for emergency medical expenses while traveling and will even provide evacuation to the nearest adequate hospital. In addition, coverage provided on most Travelex plans is primary with no deductibles.

Travel Delay Protection

Any number of things may cause you to be delayed, resulting in unexpected travel expenses. Travelex offers plans with coverage for trip delay and baggage delay, providing reimbursement for unplanned expenses and additional costs. Some plans offer trip cancellation & interruption coverage if you miss over 50% of your trip due to the delay.

Inclement Weather Protection

Hurricanes, floods and other inclement weather may keep you from your vacation. Most Travelex travel insurance plans can prevent you from losing your travel investment by providing protection for events like a traffic accident while en route to your departure to the shut down of all transportation services causing you to miss your departure.

Pre-Existing Condition Waiver

Have you recently sought medical care or treatment for new symptoms? Had any changes in medications? Your pre-existing condition can be eligible for coverage with most Travelex travel insurance plans if the plan is purchased within 14-30 days (depending on the plan) of your initial trip deposit. Additional requirements vary per plan.

24/7 Assistance While Traveling

Travelex helps you find your way more easily with travel assistance and concierge services included in every travel insurance plan. Simply call a 24/7 toll free number to receive assistance with medical emergencies, lost items such as passports and luggage, destination information and advice, event ticketing and much more.